Why pre-approval matters

A pre-approval is a lender’s written estimate of how much you can borrow, based on your income, savings, and credit. It makes your offer far stronger — in a competitive market, sellers often won’t consider an offer without one.

What you’ll need

Usually recent pay stubs, W-2s or tax returns, bank statements, and permission to check your credit. It’s quicker than most people expect.

I work with trusted local lenders and can connect you with the right one.